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    SMALL BUSINESS OWNERS CAN LEGALLY HELP EMPLOYEES WITH INDIVIDUAL INSURANCE COSTS

    7/23/2014

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    Plans are available for employers wanting to help employees lower and offset the cost of purchasing their own individual qualifying insurance coverage.

    • Employer sets a fixed dollar amount to support the employee’s cost of individual insurance coverage.
    • Employer establishes what is qualifying insurance coverage and covered through a selected third party administrator.
    • Employee is free to choose what eligible coverage fits their 
    • needs and must provide proof of payment.
    • The third party administrator adjudicates the expense and provides reporting to employer with the reimbursement amount.
    • Employers choose when the allowance is paid, and the payment is made after-tax directly to the employee.
    • Plan is exempt from nondiscrimination testing.

    I'm uniquely qualified to counsel you and your employees on the benefits available.  Contact me at wwwHeartlandHub.com
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      Chad Larson,
      Certified Insurance Counselor

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